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How’s your NJAAANUARY going?

Before we even get into it, please tell me you’ve renewed your Vilcom Internet and if not there’s still time, piga simu ujitetee tukupe ka offer ka kumaliza NJAAANUARY!

First, observe January and be sure to not be the only one complaining about it. Chances are you will rediscover facts you were acquainted with once but may have set aside over the. Go back to it as you have experienced it or as you have read about it over the years.

December had parties and procrastination and excuses to suspend conventions and meetings making it a next year’s problem. Well, oops New year is here. Ideally, I’d like to see January wiped off the calendar, first because for most people it always feels like it has eight weeks, but one must endure it. Over the years, we know some of us have developed a survival guide to ensure we make it to Valentine’s Day.

Let’s start with the heat that we are experiencing this January; okay don’t forget the strain of flu that’s also going round. I mean as if NJAAANUARY couldn’t get any worse. I feel like so much has changed over the years considering we can barely recount the covid years. Has so much changed from how people felt in previous years about January? We know that the whole being broke concept of the first month of the year is definitely fading because I have barely heard anyone complaining. However, I do know its probably the hanging in spirit that people have now gotten.

Truly, between the festivities and the travelling, then the school fees and new uniforms, a clean financial slate could be a good way to start over next year. The start of the new year always comes with new year’s resolutions. “This is the best time to include your financial wellbeing in your new year’s resolutions. For example, this can be prepping meals instead of buying at the office every day. Even small changes make a big difference.”

The new year is the perfect time to assess all your subscriptions and memberships that automatically roll out of your account monthly. “You do not even need to cancel all of them. You could pause a subscription for the month just to free up a bit of extra money. Once you have done without it for the month, assess whether you use it enough.”

Just remember that February will be here in no time.

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